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Analysis by vHome Insurance Finds that Columbia Homes constructed using Sturdy Materials can Lower Home Insurance Rates by $316


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vHome Insurance did in-depth research to understand the factors that influence home insurance rates in Columbia. vHome Insurance published the findings with infographics to help Columbia homeowners understand the factors that drive home insurance rates. No two home insurance companies provide the same quote. Hence, it is advisable that Columbia homeowners compare quotes from multiple home insurance companies to narrow down their choice. 

Apart from the standard home insurance policy, home insurance service providers offer add-on policies to meet the demands of homeowners. Columbia homeowners can opt for special coverage or add-on policies if their belongings are not covered under the standard home insurance policy. Columbia homeowners can enter their ZIP code to see the list of home insurance service providers in their locality and the policies offered by them.

Columbia homeowners can use an array of discounts to reduce their home insurance premiums. Homes built with sturdy materials are resistant to damage. Hence, such homes can avail of discounts on home insurance rates. The study revealed that Columbia homes built using fire-resistive materials and superior materials can lower home insurance premiums by $109 and $89, respectively. Bundling auto and home insurance policies can also help homeowners avail of discounts on home insurance rates.

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