An analysis by vHome insurance finds that homeowners in Durham pay an average home insurance rate of $1,011

An analysis by vHome Insurance reveals that homeowners in Durham pay an average homeowners insurance rate of $1,011, which is $427 lower than the national average of $1,438.

vHome Insurance has also done a comparison of insurance rates offered by insurers in Durham, as seen in the graphical representation below. United Property and Casualty was found to be the company offering the lowest homeowners insurance rate in Durham. 

Homeowners in Durham can also learn about the average home insurance premiums for various coverage levels in vHome insurance’s analysis. Moreover, a visual guide of insurance information has been provided to homeowners in Durham.

• Comparison of Durham, LA, insurance rates with the average rate in Louisiana 

• Cost of Durham homeowners insurance by home value and household income

• Homeowners insurance comparison for cheapest premiums in Durham

• Cost of Durham insurance premiums for different deductibles

• Durham home and auto insurance bundling discounts

• Durham home insurance as a percentage of the housing cost 

• Top home insurance agents in Durham

• Durham home insurance rates based on claims filed

vHome Insurance also provides data on the factors affecting homeowners insurance in Durham, such as 

• Number of bedrooms

• Different deductibles

• Age of the home

• Construction type of the home

Finally, vHome Insurance also provides homeowners in Durham with information about the discounts that they can avail of on their homeowner’s insurance. The tips to save on homeowners insurance include

• Bundling discounts

• Senior citizen’s discount

• Discounts for home safety devices

• Discounts for new homes

About vHomeinsurance

vHomeInsurance takes a data driven approach to help consumers evaluate the best home insurance companies and topics impacting the home insurance industry.