Hardbacon Reveals Top 5 Holiday Money Saving Tips

Hardbacon, a personal finance application used by more than 30,000 Canadians, has teamed up with ​​in-house money expert Heidi Unrau to reveal the most effective money saving tips for the holiday season. 

The holidays are just around the corner and while our hearts may be filled with holiday cheer, your bank account might not feel as much joy. That’s because holiday spending is often overwhelming. In fact, some 38% of women are anxious about holiday costs, according to an Ellevest survey on financial wellness. Moreover, due to inflation, this season is poised to be the priciest yet.

Hence, money expert Heidi suggests you put planning a holiday budget at the top of your gift list and to implement a few other money saving strategies in order to take the stress out of gift giving this season. Her money saving tips include modern and convenient solutions that promise to get you the best deals, as well as cash rewards on your gift purchases. Heidi’s guide also includes personalized recommendations on the best cash back cards, apps, and money saving browser extensions. 

“With a little preparation and ingenuity, you can gamify any holiday gift list,” said Heidi. “From promo codes to cash back apps, these strategies will allow anyone shopping this season to save and even be rewarded without skimping on gifts.”  

Here are Heidi’s 5 best hacks to save money on holiday gifts:  

Pay with plastic

The very best way to save money at the checkout counter is with a cash back card. With a cash back credit card or prepaid card, you’ll get a small refund every time you buy something without ever clipping a coupon. 

Use Google Shopping 

Google offers a neat feature where you can search for the specific items on your gift list and easily compare prices from tons of different retailers to get the best price on your gift purchases.

Download money saving browser extensions 

Shop online and use a browser extension to help you find coupons and discount codes you wouldn’t otherwise have found on your own. 

Make the most of cash back apps

Cash back apps are extreme couponing for the digital age. Simply download a cash back app to your phone and start saving money. 

Sign up to loyalty programs 

Come the holiday season, loyalty programs can really help you save money. Many retailers will offer additional discounts to members on top of holiday sales and even Black Friday deals. 

“Keeping your finances in check over the holidays can be a stressful experience. At Hardbacon, we’re happy to make the process a little easier by teaming up with Heidi to offer the best money saving strategies,” said Hardbacon CEO, Julien Brault.

Hardbacon’s complete guide to money saving tips for this holiday season, can be found in more detail on Hardbacon’s blog.

About Hardbacon

Hardbacon helps Canadians plan, budget and invest, while also enabling users to compare different financial services such as credit cards, bank accounts, online brokers, robo-advisors, mortgages and crypto exchanges. Hardbacon is available for download in the App Store and Google Play Store.