P2Binvestor Inc.

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Denver Startup is Ready to Fund Small Businesses with a New Take on Crowdfunding

Industry: Finance

With its Series A behind it, P2Binvestor introduces crowdfunded working capital loans for small and medium-size B2B businesses

Denver, CO (PRUnderground) February 5th, 2014

P2Binvestor, a financial technology startup in Denver, announced recently that it’s officially open for business and is accepting applications from businesses seeking working capital. The young company, founded by father-daughter team Bruce Morgan and Krista Morgan, offers the first and only web platform offering crowdfunded working capital loans to growing B2B businesses through a receivables-financing model. Following a successful Series A round in late 2013, the site was flooded with accredited investor interest and is now ready to fund businesses.

“We realized a lot of investors wanted to put their money to work in a way that would help businesses while earning a fair return, and a lot of businesses out there needed quick, affordable, and flexible financing that didn’t involve raising equity. We created a new way to do both,” said Krista Morgan, P2Binvestor’s chief operating officer and co-founder.

The tight credit market has impacted countless small and medium-sized businesses that need working capital to fulfill new orders and grow. The Pepperdine Private Capital Access Index reported that 31.3% of small businesses reported a slowdown in the payment terms of their customers in the last quarter of 2013. P2Binvestor helps businesses overcome such issues with lower rates, quick decisions, and up to $5 million per loan.

Combining the crowdfunding model with a modernized financing method that borrows from asset- backed lending and factoring, P2Binvestor underwrites loans to businesses before offering them to its investor crowd to fund. Loans are secured by a company’s receivables. Investors fund the loans that appeal to them in a Kickstarter-meets-Lending-Club-style promotional area in the investor portal, giving funded companies exposure to serious investors.

P2Binvestor’s brand of financing can help businesses solve a number of challenges from managing rapid growth, building out infrastructure, and acquiring the inventory needed to book and fill new orders to tackling cash flow gaps and seasonal fluctuations—things that many companies are familiar with.

“Right now, we’re looking to fund all kinds of companies that need working capital to continue growing. We—and our investor crowd—really want to nurture these companies that are creating jobs, fueling our economy, and making products and providing services that improve our lives and our communities; we want to build a relationship with them and support them until they are fully bankable.” explained Morgan.


About P2Binvestor Inc.

P2Binvestor is a crowdlending platform for commercial working capital. Through technology and a crowd of accredited investors, P2Bi simplifies lending and provides efficient and competitively priced growth capital to small and medium businesses. P2Bi offers three products: A receivables-purchase / contemporary factoring product, an asset-backed line of credit, and a credit line secured by future revenue (designed for SaaS and companies with regular payment terms). P2Binvestor has the capacity to consider multi-million dollar credit lines and lends to companies in all 50 U.S. states in various industries including staffing, natural foods, manufacturing, technology, and more. Learn more at P2Bi.com‚Äč.

Press Contact

Erin Bassity